:root{--navy:#1B3A5E;--navy-deep:#102640;--steel:#3A80AC;--sky:#A9D0EA;--bg:#EDF1F5;--ink:#172230;--muted:#5B6877;--line:#DCE2E8;--bar-h:64px}
*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--ink);font-family:"Noto Sans KR",system-ui,sans-serif;font-size:16px;line-height:1.75;word-break:keep-all;padding-bottom:var(--bar-h)}
img{max-width:100%;display:block}
a{color:inherit}
.wrap{max-width:860px;margin:0 auto;padding:0 24px}
.top{background:#fff;border-bottom:1px solid var(--line)}
.top .wrap{max-width:1160px;display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:900;font-size:20px;color:var(--navy)}
.logo i{width:32px;height:32px;border-radius:8px;background:var(--navy);display:grid;place-items:center;color:var(--sky);font-style:normal;font-size:14px}
.top-call{background:var(--navy);color:#fff;text-decoration:none;font-weight:700;padding:8px 16px;border-radius:6px;font-size:15px}
.crumb{font-size:13px;color:var(--muted);padding:18px 0 0}
.crumb a{text-decoration:none}
.head{padding:18px 0 28px}
.updated{display:inline-block;font-size:13px;color:var(--steel);font-weight:700;background:#E3EEF6;padding:4px 12px;border-radius:99px;margin-bottom:12px}
h1{font-size:38px;line-height:1.3;font-weight:900;color:var(--navy-deep);margin:0 0 10px;letter-spacing:-.02em}
.adm{font-size:14px;color:var(--steel);font-weight:700;margin:0 0 14px}
.lead{font-size:18px;color:var(--muted);margin:0}
.photo{margin:0 0 32px;background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden}
.photo img{width:100%;max-height:520px;object-fit:cover}
.photo figcaption{padding:10px 16px;font-size:13px;color:var(--muted)}
section{margin:0 0 36px}
h2{font-size:25px;font-weight:900;color:var(--navy-deep);margin:0 0 14px;line-height:1.4}
.box{background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px 24px}
.case{background:#fff;border:1px solid var(--line);border-left:4px solid var(--steel);border-radius:8px;padding:18px 20px;margin-bottom:12px}
.case h3{margin:0 0 6px;font-size:18px;color:var(--navy-deep)}
.case p{margin:0;color:var(--ink)}
ol.steps{margin:0;padding-left:22px}
ol.steps li{margin-bottom:6px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:10px}
.faq summary{cursor:pointer;list-style:none;padding:16px 20px;font-weight:700;color:var(--navy-deep)}
.faq summary::-webkit-details-marker{display:none}
.faq details p{margin:0;padding:0 20px 18px;color:var(--muted)}
.cta{background:var(--navy);color:#fff;border-radius:12px;padding:26px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.cta b{font-size:24px;font-weight:900}
.cta small{display:block;color:#C9D8E6;font-size:14px}
.cta a{background:#fff;color:var(--navy);text-decoration:none;font-weight:700;padding:11px 18px;border-radius:6px}
.links{display:flex;flex-wrap:wrap;gap:8px}
.links a{text-decoration:none;border:1px solid var(--line);background:#fff;padding:7px 14px;border-radius:99px;font-size:15px}
footer{background:var(--navy-deep);color:#A9BACB;text-align:center;padding:40px 0 34px;font-size:14px;margin-top:48px}
footer .fname{color:#fff;font-weight:900;font-size:19px;margin-bottom:10px}
footer p{margin:4px 0}
footer .nw{white-space:nowrap}
.bar{position:fixed;left:0;right:0;bottom:0;height:var(--bar-h);background:var(--navy);z-index:40;box-shadow:0 -4px 16px rgba(11,34,56,.18)}
.bar .wrap{max-width:1160px;height:100%;display:flex;align-items:center;justify-content:space-between;gap:12px}
.bar .msg{color:#fff;font-weight:700}
.bar .acts{display:flex;gap:8px}
.bar a{text-decoration:none;font-weight:700;border-radius:6px;padding:10px 16px;white-space:nowrap}
.bar .call{background:#fff;color:var(--navy)}
.bar .sms{background:var(--steel);color:#fff}
@media (max-width:700px){
  h1{font-size:29px}.lead{font-size:16px}h2{font-size:21px}
  .top-call{display:none}
  .bar .msg{font-size:13px;line-height:1.35}.bar .msg .dot{display:none}.bar .msg .l2{display:block}
  .bar a{padding:10px 12px;font-size:15px}
}
@media (max-width:420px){.wrap{padding:0 16px}.bar .wrap{padding:0 10px}}

.note-box{background:#E3EEF6;border-radius:8px;padding:12px 16px;font-size:14px;color:var(--navy-deep);margin:0 0 24px}
.tag{display:inline-block;font-size:12px;font-weight:700;color:var(--steel);background:#E3EEF6;border-radius:4px;padding:2px 8px;margin-bottom:8px}
.policy h2{font-size:20px;margin-top:28px}
.policy p,.policy li{color:var(--ink)}
html{scroll-behavior:smooth}